ChatGPT vs Microsoft Copilot
A detailed comparison of ChatGPT and Microsoft Copilot. See how they stack up on features, pricing, and user ratings.
Quick Summary
ChatGPT leads with a 4.7/5 rating compared to Microsoft Copilot's 4.2/5. ChatGPT is designed for solopreneur to enterprise companies, while Microsoft Copilot targets small to enterprise organisations. Both tools offer free plans, so you can try each before committing. Microsoft Copilot provides a free trial while ChatGPT does not.
ChatGPT
OpenAI's market-leading AI assistant powered by GPT-5.4 Thinking with 1M token context
Microsoft Copilot
Microsoft's AI assistant built into Windows, Edge, and Microsoft 365 powered by GPT-5 models
Feature Comparison
| Feature | ChatGPT | Microsoft Copilot |
|---|---|---|
| Code Generation | ||
| Conversation Memory | ||
| Custom Instructions | ||
| File Upload & Analysis | ||
| Natural Language Chat | ||
| Reasoning & Chain of Thought | ||
| Web Browsing | ||
| Text-to-Image | ||
| API Access | ||
| Browser Extension | ||
| Data Privacy Controls | ||
| Mobile App | ||
| Team Management | ||
| SSO / Enterprise Auth |
AI Models Compared
| Spec | ChatGPT | Microsoft Copilot |
|---|---|---|
| Primary Model | GPT-5.4 | GPT-5.4 (via Copilot) |
| Vendor | OpenAI | Microsoft |
| Context Window | 1.05M tokens | — tokens |
| Max Output | 128K tokens | — tokens |
| Web Search | ||
| Code Execution | ||
| Computer Use | ||
| Image Generation | ||
| Knowledge Cutoff | August 2025 | — |
| API Pricing (input) | $2.50/MTok | — |
| API Pricing (output) | $15.00/MTok | — |
| Total Models | 9 | 1 |
Based on primary model for each tool. View all models →
Pricing Comparison
ChatGPT
Microsoft Copilot
Pros & Cons
ChatGPT
Pros
- +Most versatile AI assistant with broadest capability set
- +Strong free tier that covers most basic needs
- +Excellent plugin and GPTs ecosystem
- +Reliable and fast with massive infrastructure
Cons
- -Can hallucinate facts with unwarranted confidence
- -Pro plan at $200/month is very expensive
- -Data privacy concerns for sensitive business use
- -Output quality can vary between sessions
Microsoft Copilot
Pros
- +Seamless integration with Word, Excel, and PowerPoint
- +Enterprise-grade security and compliance
- +Uses your existing Microsoft 365 data for context
- +Free tier includes web browsing and image generation
Cons
- -Full value requires expensive Microsoft 365 subscription
- -Slower and less capable than ChatGPT for general tasks
- -Tied to Microsoft ecosystem
- -M365 Copilot features can feel basic compared to dedicated tools
Which Should You Choose?
Choose ChatGPT if:
- • Your company is Solopreneur to Enterprise size
- • You want to start with a free plan
- • Most versatile AI assistant with broadest capability set
- • Higher user ratings matter to you (4.7 vs 4.2)
Choose Microsoft Copilot if:
- • Your company is Small to Enterprise size
- • You want to start with a free plan
- • You want to try before committing
- • Seamless integration with Word, Excel, and PowerPoint
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Feature and pricing data verified from official sources. Last updated 2026-03-12.